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Investing in real estate has never been easier
Leverage the industry’s best kept secret - The DSCR loan. Qualify for investment purchases without having your income checked. Scroll down to learn more.
Get your rate today!
Get a free, no commitment consultation. Talk to a Licensed Professional and plan your future in real estate investing.
We all know real estate makes for great investments...
Here’s how you can get in too.
You've probably heard stories of people achieving financial freedom by building a portfolio of investment properties. This path is also available to you through the DSCR Program! Unlike traditional mortgages that rely on your personal income to qualify, the DSCR Program uses the rental income of the home you want to invest in. This means you don't need to provide personal income statements or tax returns.
With the DSCR Program, you can also expand your portfolio more easily. Traditional mortgages limit you to a certain number of properties based on your income, but with the DSCR, you can keep investing in homes as long as their rental income covers the mortgage.
What is a DSCR? How does it work?
A DSCR loan (Debt Service Coverage Ratio) is a mortgage only for investment properties. It qualifies you by looking at the rental you will recieve on the property and compares that to the mortgage payment you will have to make. Not only does that give flexibility for qualifying, but the process is extremely fast and simple.
...and what do I need to start?
1. At least a 660 credit score
2. A downpayment equal to at least 20% of the home you want to buy
3. Proof that you have enough reserves to cover 3 months worth of payments
4. A passion for real estate (just kidding)
Get your rate today!
Get a free, no commitment consultation. Talk with a Licensed Professional and plan your future in real estate investing.